Cash in a Jingle
Cash in a Jingle, a 24-month holiday loan, is back! You can borrow up to $5,000 with an interest rate as low as 5.50% APR*.
SCU is a sponsor of the Southbridge Cops ‘N’ Kids / Lions Club Toy Drive. Please help us bring smiles to children in our area by donating new, unwrapped, non-violent toys. All our branches are drop off locations.
Rates as low as 2.99% APR*
Whether you are looking to purchase a new auto, or refinance your current auto loan, Southbridge Credit Union offers competitive interest rates and terms to accomplish your goal. You can also get pre-approved for a loan so you know what you can afford before you go car shopping. Visit a friendly loan specialist today!
- Borrow up to 100% of NADA retail on vehicles 2012-2020
- Borrow up to 70% of NADA retail value on vehicles 2011-2010
- Borrow up to 60% of NADA retail value on vehicles 2009 and older
- Maximum loan amount: $75,000
SCU offers personal loans for a variety of purposes, including consolidation of high interest credit cards, college expenses, vacations, home improvements, and wedding costs. Visit a friendly loan specialist today!
- Maximum term of 36 months up to $3,000.00
- Maximum term of 60 months up to $15,000.00
If you are looking to save money on fuel costs along with the enjoyment of riding the open road, consider financing a motorcycle loan with Southbridge Credit Union. Visit a friendly loan specialist today!
- Maximum term on a 2015-2020 motorcycle is 72 months up to $75,000.00
- Maximum term on a 2012-2014 motorcycle is 60 months up to $75,000.00
Pool & Spa Loans
Do you enjoy spending your free time lounging poolside? Have you dreamed of having a pool and spa in your own backyard? Do you enjoy ‘staycations’? Stop dreaming…come in to SCU and make that dream a reality! Ahhh…your own little piece of paradise! Visit a friendly loan specialist today!
- Maximum loan amount: $15,000
Recreational Vehicle Loans
Have you always wanted to spend time on the open waters and open roads? Let Southbridge Credit Union assist you with the purchase of a boat, camper, or trailer with our recreational vehicle loans that have competitive rates and convenient and flexible terms. Visit a friendly loan specialist today!
- Maximum term on a new vehicle is 144 months with a 20% down payment up to $100,000.00
- Maximum term on a used vehicle is 72 months with a 20% down payment up to $100,000.00
Power Sports Loans
Mobile Home Loans with Co-op Share
Wondering if Southbridge Credit Union finances mobile homes? Yes we do! SCU finances mobile homes on leased land within a community park setting. Come in and visit with a knowledgeable and friendly loan specialist today!
- Maximum loan amount: $125,000.00
Home Improvement Loans
Looking to do home renovations, adding a pool, replacing a roof or porch? Let Southbridge Credit Union assist you with your home improvement projects. Come on in and see a knowledgeable and friendly loan specialist today!
- Loans range from $5,000.00 – $25,000.00 up to 120 months
Mass Save HEAT Loan Program
Mass Save 0% Financing HEAT Loan Program
The HEAT Loan Program provides utility customers the opportunity to apply for a 0% loan to assist homeowners with the installation of qualified energy efficient improvements to their homes. Contact Southbridge Credit Union customer representatives to review programs available.
- Loans available up to $15,000.00
- Available to Massachusetts homeowners, owner occupied 1-4 family dwellings
- Home energy assessment must be obtained through the Mass Save program prior to loan application