Consumer Loans

Are you in the market for a new auto, RV, motorcycle or boat; or perhaps you’re planning some exciting and needed home improvements; or need to pay off some credit cards? With our competitive rates, we’ll help you fulfill your ‘wants’ and ‘needs’ list! Our experienced loan specialists are available to speak with you in person, by email or phone.

Cash in a Jingle 2021

Cash in a Jingle, a 24-month holiday loan, is back! You can borrow up to $5,000 with an interest rate as low as 5.50% APR*.

SCU is a sponsor of the Southbridge Cops ‘N’ Kids / Lions Club Toy Drive. Please help us bring smiles to children in our area by donating new, unwrapped, non-violent toys. All our branches are drop off locations.

*APR = Annual Percentage Rate. Offer valid on loans new to SCU. Rates are determined by your personal credit history. Payment based on $5,000.00 for 24 months is $220.48 and finance charge is $291.43. Offer may be withdrawn at any time and rates may change at any time without notice. Rates as low as 5.50% require automatic payments from a Southbridge Credit Union account. The rate for non-automatic payments is 5.75%. In the event of cancellation of automatic payments from SCU account after loan consummation, SCU may increase your loan interest rate by .25% APR. Risk based pricing does apply to this par rate. Membership to SCU requires a one-time interest-earning deposit of $5.00 in a prime share account. Equal Housing Opportunity. Equal Opportunity Employer. Federally insured by NCUA. NMLS #616673.