Become a Member

Becoming an SCU member is easier than you think!

It’s important to know a credit union is a not-for-profit, member-owned, financial institution. This means those who have accounts in the credit union are its members and owners. Any person, business or organization wishing to become a member of Southbridge Credit Union must live, work or operate within our sphere of operation which includes the Massachusetts counties of Worcester, Bristol, Franklin, Hampshire, Norfolk, Hampden and Middlesex. It also includes Wyndham County in Connecticut. You can open a membership account today at any of our locations with as little as a $5 balance in a prime share account – this serves ‘as a share’.

What Do We Mean When We Say “We’ve Got You”?

People don’t often think of a bank the way they think of a friend or a trusted neighbor. But we’re not a bank. We’re a credit union. We don’t have customers. We have members. Watch our video featuring real employees and members.

At Southbridge Credit Union, we’ve got you.

Become a Member

What Makes SCU Different?

  • We’re known for our strong member orientation.
  • We pay competitive rates of interest on savings and loan products.
  • We divide income between dividends to members and reserves to build capital, which strengthens SCU on its members’ behalf.
  • Deposits are insured in full by the federal National Credit Union Administration and the private Massachusetts Share Insurance Corporation.
  • Our Bay Path Regional Vocational Technical High School branch serves the school system employees and students while functioning as a teaching facility.
  • Membership at SCU is available to persons, businesses and organizations that are either residing, working or operating within our sphere of operation. This includes the Massachusetts counties of Worcester, Bristol, Franklin, Hampshire, Norfolk, Hampden and Middlesex. It also includes Wyndham County in Connecticut.

Community financial institutions like SCU were created by local people, and are led by local people. We emphasize local decision-making. We welcome you to SCU!

To become a member, call 888-559-2265 or click ‘Apply Now’ below.

Already a member? Click the button below to open additional accounts!

Already started an application? Click the button below to complete or modify an existing application.

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