| Description | Fee |
|---|---|
| Account Closure Fee (Within 3 Months from Open Date) | $5.00 |
| Account Reconciliation (Per Request) | $25.00 |
| ATM/Debit Card Cross-Border Transaction Fee | 1% |
| ATM/Debit Card Replacement Fee | $15.00 |
| Canadian Check Deposit (Per Check) | $30.00 |
| Check Cashing Fee (Per Check)2 | $3.00 |
| Check Printing Fees | Varies By Style |
| Copy of NOW Check – 1st 36 Issued Annually | Free |
| Each Thereafter – 1 Year Old or Less | $3.00 |
| Checks Older than 1 Year – Per Hour (1 Hour Minimum) Plus Per Check Charge |
$50.00 |
| Copy of Official Check | $5.00 |
| Copy of Statement – Each Page – 1 Year Old or Less | $3.00 |
| Statement Older than 1 Year – Per Hour (1 Hour Minimum) Plus Per Page Charge |
$50.00 |
| Escheatment Fee | $50.00 |
| Fax Request | $2.00 |
| Ignite Monthly Maintenance Fee3 | $8.00 |
| IRA Transfer Fee | $25.00 |
| IRA Yearly Maintenance Fee (Per Plan) | $15.00 |
| Levy/Garnishment | $30.00 |
| Money Orders | $3.00 |
| Monthly BaZing Subscription Fee4 | $7.00 |
| Online Bill Pay Debit Return Fee | $30.00 |
| Overdraft Charge (Paid Item)5 | $32.00 |
| Overdraft Charge (Paid Item) – Senior/Minor5 | $5.00 |
| Overdraft Charge (Unpaid Item) | $32.00 |
| Overdraft Charge (Unpaid Item) – Senior/Minor | $5.00 |
| Overdraft Collection Fee | $25.00 |
| Paper Statement Fee – Per Statement6 | $5.00 |
| Photo Copies (Per Page) | $0.50 |
| Research (Per Hour) | $50.00 |
| Returned Deposit/Payment Item | $32.00 |
| Returned Deposit/Payment Item Collection Fee | $25.00 |
| Returned Deposit/Payment Item (Third Party) | $7.16 |
| Returned Statement Fee | $5.00 |
| Staff Assisted Telephone Loan Payment | $10.00 |
| Stop Payment – On Us Item/ACH | $32.00 |
| Stop Payment – Treasurer, PDO, Club, Money Order | $32.00 |
| Temporary Checks (Per Page) | $1.00 |
| Transfer Charge | $10.00 |
| Treasurer Check Withdrawal | $3.00 |
| Wire Transfer – Domestic – Outgoing | $25.00 |
| Wire Transfer – Foreign – Outgoing | $75.00 |
| Wire Transfer – Offline Federal Reserve | $75.00 |
| Wire Transfer – Domestic Incoming | $10.00 |
1All fees subject to change at the discretion of the Southbridge Credit Union. 2Waived for members with at least $25.00 on deposit at the time of the transaction. 3Waived for members who have a minimum daily balance of $100 or more, OR a direct deposit. 4Monthly BaZing Subscription Fee provides access to BaZing products and services. 5Consumer accounts only, if your account balance is overdrawn by $5.00 or less, no overdraft charge (paid item) will be imposed. A limit of 5 overdraft charges (paid item) will be charged per day. 6Waived for members 18 and younger or 65+. Fee will not be assessed from CD/IRA CD funds.
Please note – fees for EFT (Electronic Funds Transfer) services may be imposed by other financial institutions or networks (not SCU) to complete your transaction.