Rates

Effective 2/1/23
Printable Savings Rates

Account Type Interest Rate APY* Minimum Deposit**
Share Savings 0.05% 0.05% $5.00
All Purpose Club 0.05% 0.05% $10.00
Christmas Club 0.05% 0.05% $10.00
InControl Checking 0.00% 0.00% $5.00
Super NOW††† 0.05% 0.05% $2,500.00
Super NOW††† 0.05% 0.05% $10.00–$2,499.99
Money Market 1.24% 1.25% => $100,000.00
Money Market 0.75% 0.75% $50,000.00–$99,999.99
Money Market 0.50% 0.50% $10,000.00–$49,999.99
Money Market 0.25% 0.25% $2,500.00–$9,999.99
Money Market 0.25% 0.25% $10.00–$2,499.99

* APY = Annual Percentage Yield.


** Minimum Deposit refers to the minimum balance to obtain the APY.


*** Penalty for early withdrawal may be imposed.


† Fees may reduce earnings. Penalty for early withdrawal may be imposed.


†† Annual percentage yield is based on the assumption that the account will be rolled over at maturity for the same term and remain on deposit for one year. The existing interest rate may not be available at maturity.


††† Fees may reduce earnings.


‡ Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY.


‡* Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§ APY earned in the event minimum qualification requirements are not met during the monthly qualification cycle.


§† Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY.


§* Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§‡ APY earned in the event minimum qualification requirements are not met on the associated Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle.


All rates are subject to change without notice. For variable rate accounts, your rate may change after the account is opened.

Monthly Qualification Cycles begin one (1) business day prior to the first day of the current statement cycle. When the last day of the month falls on a business day, the qualification period ends (1) day before statement cycle end date. When the last day of the month falls on a weekend, the qualification period ends (2) business days before statement cycle end date. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates.

A $5 minimum deposit is required to open an account.

Account Type Interest Rate APY* Minimum Balance to Obtain APY Learn More
Kasasa Cash 2.00% 2.00% $0.01–$25,000.00 Learn More
Kasasa Cash‡* 0.250% 0.600%–2.00% => $25,000.01 Learn More
Kasasa Cash§ 0.05% 0.05% $0.01 Learn More
Kasasa Cash Back 0.00% 0.00% $0.01 Learn More
Kasasa Saver§† 1.00% 1.00% $0.01–$25,000.00 Learn More
Kasasa Saver§* 0.250% 0.4%–1.00% => $25,000.01 Learn More
Kasasa Saver§‡ 0.05% 0.05% $0.01 Learn More

* APY = Annual Percentage Yield.


** Minimum Deposit refers to the minimum balance to obtain the APY.


*** Penalty for early withdrawal may be imposed.


† Fees may reduce earnings. Penalty for early withdrawal may be imposed.


†† Annual percentage yield is based on the assumption that the account will be rolled over at maturity for the same term and remain on deposit for one year. The existing interest rate may not be available at maturity.


††† Fees may reduce earnings.


‡ Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY.


‡* Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§ APY earned in the event minimum qualification requirements are not met during the monthly qualification cycle.


§† Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY.


§* Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§‡ APY earned in the event minimum qualification requirements are not met on the associated Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle.


All rates are subject to change without notice. For variable rate accounts, your rate may change after the account is opened.

Monthly Qualification Cycles begin one (1) business day prior to the first day of the current statement cycle. When the last day of the month falls on a business day, the qualification period ends (1) day before statement cycle end date. When the last day of the month falls on a weekend, the qualification period ends (2) business days before statement cycle end date. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates.

Account Type Interest Rate APY* Minimum Deposit to Open**
6 Month†† 1.00% 1.00% $500.00
12 Month 1.20% 1.21% $500.00
15 Month*+ 2.96% 3.00% $500.00
18 Month 1.29% 1.30% $500.00
20 Month**++ 4.00% 4.08% $500.00
24 Month 1.50% 1.51% $500.00
36 Month 1.74% 1.75% $500.00
48 Month 2.03% 2.05% $500.00
60 Month 2.08% 2.10% $500.00

* APY = Annual Percentage Yield.


** Minimum Deposit refers to the minimum balance to obtain the APY.


*** Penalty for early withdrawal may be imposed.


† Fees may reduce earnings. Penalty for early withdrawal may be imposed.


†† Annual percentage yield is based on the assumption that the account will be rolled over at maturity for the same term and remain on deposit for one year. The existing interest rate may not be available at maturity.


††† Fees may reduce earnings.


‡ Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY.


‡* Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§ APY earned in the event minimum qualification requirements are not met during the monthly qualification cycle.


§† Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY.


§* Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§‡ APY earned in the event minimum qualification requirements are not met on the associated Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle.


*+ Auto renews to 18 months.


**++ Auto renews to 24 months.


All rates are subject to change without notice. For variable rate accounts, your rate may change after the account is opened.

Monthly Qualification Cycles begin one (1) business day prior to the first day of the current statement cycle. When the last day of the month falls on a business day, the qualification period ends (1) day before statement cycle end date. When the last day of the month falls on a weekend, the qualification period ends (2) business days before statement cycle end date. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates.

Account Type Interest Rate APY* Minimum Deposit to Open**
6 Month†† 1.00% 1.00% $500.00
12 Month 1.20% 1.21% $500.00
15 Month 2.96% 3.00% $500.00
18 Month 1.29% 1.30% $100.00
20 Month 4.00% 4.08% $500.00
24 Month 1.50% 1.51% $500.00
36 Month 1.74% 1.75% $500.00
48 Month 2.03% 2.05% $500.00
60 Month 2.08% 2.10% $500.00

* APY = Annual Percentage Yield.


** Minimum Deposit refers to the minimum balance to obtain the APY.


*** Penalty for early withdrawal may be imposed.


† Fees may reduce earnings. Penalty for early withdrawal may be imposed.


†† Annual percentage yield is based on the assumption that the account will be rolled over at maturity for the same term and remain on deposit for one year. The existing interest rate may not be available at maturity.


††† Fees may reduce earnings.


‡ Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY.


‡* Minimum qualification requirements must be met during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§ APY earned in the event minimum qualification requirements are not met during the monthly qualification cycle.


§† Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY.


§* Minimum qualification requirements must be met on the associated Kasasa Cash or Kasasa Cash Back account during each monthly qualification cycle in order to obtain APY. Lowest APY calculation is based on an assumed total account balance of $115,000.00.


§‡ APY earned in the event minimum qualification requirements are not met on the associated Kasasa Cash or Kasasa Cash Back account during the monthly qualification cycle.


*+ Auto renews to 18 months.


**++ Auto renews to 24 months.


All rates are subject to change without notice. For variable rate accounts, your rate may change after the account is opened.

Monthly Qualification Cycles begin one (1) business day prior to the first day of the current statement cycle. When the last day of the month falls on a business day, the qualification period ends (1) day before statement cycle end date. When the last day of the month falls on a weekend, the qualification period ends (2) business days before statement cycle end date. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates.

To view more information on SCU’s mortgage rates and to apply online, visit our Online Mortgage Center.

To view more information on SCU’s home equity rates and to apply online, visit our Online Mortgage Center.