| Description | Fee |
|---|---|
| Account Closure Fee (Within 3 Months from Open Date) | $5.00 |
| Account Reconciliation (Per Request) | $25.00 |
| ATM/Debit Card Cross-Border Transaction Fee | 1% |
| ATM/Debit Card Replacement Fee | $15.00 |
| Canadian Check Deposit (Per Check) | $30.00 |
| Check Cashing Fee (Per Check)2 | $3.00 |
| Check Printing Fees | Varies By Style |
| Copy of NOW Check – 1st 36 Issued Annually | Free |
| Each Thereafter – 1 Year Old or Less | $3.00 |
| Checks Older than 1 Year – Per Hour (1 Hour Minimum) Plus Per Check Charge |
$50.00 |
| Copy of Official Check | $5.00 |
| Copy of Statement – Each Page – 1 Year Old or Less | $3.00 |
| Statement Older than 1 Year – Per Hour (1 Hour Minimum) Plus Per Page Charge |
$50.00 |
| Escheatment Fee | $50.00 |
| Fax Request | $2.00 |
| Levy/Garnishment | $30.00 |
| Money Orders | $3.00 |
| Online Bill Pay Debit Return Fee | $30.00 |
| Overdraft Charge (Paid Item) | $32.00 |
| Overdraft Charge (Unpaid Item) | $32.00 |
| Overdraft Collection Fee | $25.00 |
| Photo Copies (Per Page) | $0.50 |
| Research (Per Hour) | $50.00 |
| Returned Deposit/Payment Item | $32.00 |
| Returned Deposit/Payment Item Collection Fee | $25.00 |
| Returned Deposit/Payment Item (Third Party) | $7.16 |
| Returned Statement Fee | $5.00 |
| Stop Payment – On Us Item/ACH | $32.00 |
| Stop Payment – Treasurer, PDO, Club, Money Order | $32.00 |
| Temporary Checks (Per Page) | $1.00 |
| Transfer Charge | $10.00 |
| Treasurer Check Withdrawal | $3.00 |
| Wire Transfer – Domestic – Outgoing | $25.00 |
| Wire Transfer – Foreign – Outgoing | $75.00 |
| Wire Transfer – Offline Federal Reserve | $75.00 |
| Wire Transfer – Domestic Incoming | $10.00 |
Business Checking Accounts
| Description | Fee |
|---|---|
| Monthly Service Charge per Statement Cycle | None |
| Transaction Charges per Statement Cycle | |
| First 100 | Free |
| 101 or More | $0.15 each |
Business Checking Plus Interest
| Description | Fee |
|---|---|
| Monthly Service Charge per Statement Cycle | $10.00 |
| Minimum Average Balance Required to Avoid Monthly Service Charge | $2,500.00 |
| Transaction Charges per Statement Cycle | |
| First 250 | Free |
| 251 or More | $0.25 each |
High Volume Business Checking
| Description | Fee |
|---|---|
| Monthly Service Charge per Statement Cycle | $25.00 |
| Minimum Average Balance Required to Avoid Monthly Service Charge | $500.00 |
| Transaction Charges per Statement Cycle | |
| First 500 | Free |
| 501 or More | $0.50 each |
Safe Deposit Boxes
| Size | Annual Rental |
|---|---|
| 3” high x 5” wide | $35.00 |
| 5” high x 5” wide | $45.00 |
| 3” high x 10” wide | $60.00 |
| 5” high x 10” wide | $85.00 |
| 10” high x 10” wide | $100.00 |
1All fees subject to change at the discretion of the Southbridge Credit Union.
2Waived for members with at least $25.00 on deposit at the time of the transaction.
Please note – fees for EFT (Electronic Funds Transfer) services may be imposed by other financial institutions or networks (not SCU) to complete your transaction.
Safe deposit box contents are not insured by NCUA or MSIC.