There are places to go and people to see. So let’s roll!
Rates as
Low as
Low as
4.75
%
APR1
APR1
Whether you are looking to purchase a new auto, or refinance your current auto loan, we offer competitive interest rates and terms to accomplish your goal. You can even get pre-approved for a loan so you can set your budget before you go car shopping.
- Borrow up to 100% of NADA retail on vehicles 2018-2026
- Borrow up to 70% of NADA retail value on vehicles 2016-2017
- Borrow up to 60% of NADA retail value on vehicles 2015 and older
- Maximum loan amount: $75,000
Frequently Asked Questions
Your rate is based on factors like your credit history, loan term, and vehicle type. Final terms are determined at approval.
Yes. Getting pre-approved helps you understand your budget before visiting a dealership and can simplify the buying process.
Loan amounts are based on vehicle value, credit profile, and underwriting criteria. Contact us for personalized options.
Yes. Refinancing may help lower your monthly payment or interest rate depending on your current loan and credit profile.
No. You can pay off your loan early without penalty.
To apply for an auto loan, you’ll typically need a valid ID, proof of income, and basic information about the vehicle you’re purchasing or refinancing. Having details like the purchase price, VIN, or seller information can help speed up the process.
You can start your auto loan application at any time. Membership is required before your loan can be finalized, and our team will guide you through the simple process of becoming a member if you’re not already one.
Auto Loan Calculator
Enter a "0" (zero) for one unknown value above.
Original Size
For your convenience, SCU offers several online loan calculators to assist you in your financial planning
DISCLOSURES
1APR = Annual Percentage Rate. Rate is determined by your personal credit history. Auto rate applies to 2023 & newer vehicles; maximum term of 63 months. Offer valid on loans new to SCU with payment automatically deducted from a qualified SCU account. Payment example: $10,000.00 @ 4.75% for 63 months; P & I $179.64, total interest over life $1,317.09. Offer may be withdrawn at any time and rates may change at any time without notice. APR reflects a 0.25% discount for automatic payment deducted from qualified SCU account. Cancellation of automatic payments from SCU deposit account after loan consummation may result in rate increase. Membership to SCU requires a one-time interest-earning deposit of $5.00 in a prime share account. Equal Housing Opportunity. Equal Opportunity Employer. Federally insured by NCUA. NMLS #616673.
