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Southbridge Credit Union
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Become a Member

Becoming an SCU member is easier than you think!

It’s important to know a credit union is a not-for-profit, member-owned, financial institution. This means those who have accounts in the credit union are its members and owners. Any person, business or organization wishing to become a member of Southbridge Credit Union must live, work or operate within our sphere of operation which includes the Massachusetts counties of Worcester, Bristol, Franklin, Hampshire, Norfolk, Hampden and Middlesex. You can open a membership account today at any of our locations with as little as a $5 balance in a prime share account – this serves ‘as a share’.

Become a Member

What Makes SCU Different?

  • We’re known for our strong member orientation.
  • We pay competitive rates of interest on savings and loan products.
  • We divide income between dividends to members and reserves to build capital, which strengthens SCU on its members’ behalf.
  • Deposits are insured in full by the federal National Credit Union Administration and the private Massachusetts Share Insurance Corporation.
  • Our Bay Path Regional Vocational Technical High School branch serves the school system employees and students while functioning as a teaching facility.

Community financial institutions like SCU were created by local people, and are led by local people. We emphasize local decision-making. We welcome you to SCU!

To become a member, call 888-559-2265 or click the ‘Apply Now’ button below.

Apply Now

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Questions? Call Us at
888-599-2265

“When you are part of Southbridge Credit Union, you have access to world class benefits – low rates, exceptional service (I cannot stress this enough) and the products and services you deserve as a member. Here, you can expect access to your money the way you want and when you want it. So whether it’s online, on your mobile device, in person, or at an ATM, they have what you need. After being a member for over 40 years, I still feel the personalization of a small bank to where it has grown to today.”

Robert L. PoirierSCU Member

“When I needed a personal loan to help consolidate some of my previous debt, I went to the Southbridge Credit Union branch located at Bay Path. Jessica Joseph talked with me about my needs and options. Instantly, she got to work processing my information to receive the loan. During the process, a problem became evident. Due to the tight-knit and local nature of the bank, she was able to get an answer from a higher-up within a couple of hours. It feels good knowing that if a problem ever comes up with my accounts or loans, they are all right here in the community to take care of my needs.”

Matthew FallSCU Member

“Angie was very helpful and professional when I applied for a first mortgage and later, for a home equity loan. I had a great experience on both occasions, and she was very efficient processing all the associated paperwork. I would highly recommend her to anyone looking for a friendly helpful professional to assist with any lending needs.”

Bob CournoyerSCU Member

“We have worked with Paula at Southbridge Credit Union a few times for refinancing, home equity lines and mortgages, and she has always been great to work with. She is organized, professional and kind. We have had nothing but wonderful service at Southbridge Credit Union, not only from Paula but all other employees we have worked with there. We have found that Southbridge Credit Union has always had the best interest rates around, and they make the process of mortgages and home equity understandable! We have since transferred all of our banking there. Thank you, Southbridge Credit Union for always being so great to work with!”

Lori & Jason CzechSCU Members

“What a great experience we had working with Paula on our construction loan! It was very easy for us using today’s technology with the application, sending in the design, plot plans, etc. With my wife working in Boston and for myself being on the road as a Project Manager, Paula’s help guiding us through this on line was the key. All the legal documents were sent secure, which made us feel safe with such private information. The process of payment dispersal directly into our checking account after inspections kept this project moving along and gave me the control I needed with the contractors. SCU was a great partner to work with helping us complete our dream home!”

Glenn & Karen GregoireSCU Members

“I have been a customer of Southbridge Credit Union for the past seven years. After shopping for a mortgage online (Quicken, Lending Tree, etc.) I then looked at local lending institutions. What I discovered was SCU had the lowest rates of all. In addition to my mortgage, I now have a home equity line of credit and two auto loans. SCU’s rates are competitive and the bank personnel are always pleasant and willing to help to meet the needs of the customer. The customer service is second to none at SCU and I will continue to do business with them in the future.”

Chris HavenSCU Member

Southbridge Credit Union

Main Branch

205 Main Street
Southbridge, MA 01550
888-599-2265
info@sbgecu.org
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