Consumer Loans

Are you in the market for a new auto, RV, motorcycle or boat; or perhaps you’re planning some exciting and needed home improvements; or need to pay off some credit cards? With our competitive rates, we’ll help you fulfill your ‘wants’ and ‘needs’ list! Our experienced loan specialists are available to speak with you in person, by email or phone.

Home Improvement Loans

Looking to do home renovations, adding a pool, replacing a roof or porch? Let Southbridge Credit Union assist you with your home improvement projects. Come on in and see a knowledgeable and friendly loan specialist today!

  • Loans range from $5,000.00 – $25,000.00 up to 120 months
This loan has a recorded lien. Borrowers do not need to have sufficient equity on the property. Borrowers are required to use the funds for home improvements only. Borrowers must be the owners on the deed and have proof of homeowners insurance. Minimum loan amount is $5,000. Maximum loan amount is $25,000. Minimum term is 12 months and a max of 120 months. Rate is as low as 8% up to 60 months and 9% up to 120 months. Rate is risk based priced off credit score. Membership to SCU requires a one-time dividend-earning deposit of $5.00 in a prime share account. Equal Housing Opportunity. Equal Opportunity Employer. Federally insured by NCUA.