Fake fraud alerts.
Scammers often pose as a trusted organization, such as a bank or credit card company, creating a sense of urgency by informing you of suspicious activity on your account.
Be cautious of requests to click on links, call numbers, or provide personal information or funds. Once scammers obtain your details, they can impersonate you, steal from your accounts, or even open new accounts in your name. It’s important to remember that once scammers gain control of your funds, it is unlikely that you will be able to recover them.
What To Do About It
- Be cautious about unsolicited fraud messages and verify them independently without clicking on any links or calling any numbers provided
- Always use strong passwords and whenever offered, use multifactor authentication
- Don’t share personal information
- Report suspicious activity to the institution being impersonated
Good Advice For Every Situation
Did you know that you can copy suspicious messages and forward them to 7726 (SPAM)? Sending examples helps your wireless provider spot and block similar messages in the future.
You can also:
- Verify the source using a known method
-
Avoid clicking on links in texts
-
Avoid scanning QR codes presented in public places
-
Never share sensitive personal information
- Block the number
- Delete the message
- Report scams at ReportFraud.ftc.gov
For more information on our fraud monitoring, detection, and protection services, visit our Fraud Monitoring & Protection page or learn more at: How to Recognize and Report Spam Text Messages
Reference:
DAD, T. K. (Acting, Nguyen, S. T., Division of Consumer Response and Operations Staff, & Fletcher, E. (2025, May 22). Top text scams of 2024. Federal Trade Commission. https://www.ftc.gov/news-events/data-visualizations/data-spotlight/2025/04/top-text-scams-2024